We worked alongside the NHS, helping to transform the way their nurses could gain access to information about their pensions.

Helping thousands of NHS nurses better understand their pension

The challenge:

Our client was tasked with helping the NHS deliver better pension services after a previous tech partner missed the mark. The NHS nurses needed a quick and simple way to access their pension options.

What we did:

We stepped in and delivered digital transformational in just 3 months. We designed and developed a simple, yet innovative PoC aimed at time poor NHS nurses in just 6 sprints that allowed easy access to pension details. We also created a bank of reusable components for future iterations of the solution.

The outcome:

27,629 - Total site visits by NHS nurses looking for pension advice.

6 figure rev - Significant revenue was generated by our client as a result of this solution.

10,560 engaged- Our client saw over 10K sign ups to their webinar to learn about the platform

AI is transforming every industry.

We help businesses go beyond the hype and deploy real, revenue-driving AI solutions.

AI-powered automation & process optimisation

AI-driven customer engagement & personalisation

AI for decision-making & business intelligence

Digital platform & legacy system modernisation

Corporate Venture Building

We help businesses launch and scale new ventures using the same strategies that have built 40+ companies.

AI-native and digital-first ventures

Business model innovation

MVP development & rapid go-to-market utilising the latest development tools

Venture validation & scaling

This experience doesn’t just sit in a portfolio—it’s actively applied to every client we work with. We take the lessons, strategies, and insights from our ecosystem and use them to solve your toughest business challenges. Startups Move Fast—You Need To As Well, Bigger businesses need to think and act like startups to thrive in today’s rapidly changing world.

Customers expect seamless, AI-powered experiences. Employees demand world-class tools and automation. Market shifts happen overnight. The question is: are you adapting fast enough? At F+L, we don’t just talk about innovation—we build it. Our team of engineers, designers, strategists, and AI specialists have hands-on experience launching and scaling companies, and we bring that same execution-driven mindset to your business.

Building for the New World

Business models and user experiences are being completely re-imagined. Typical SaaS is being replaced with “Agent-as-a-Service”, where AI-driven conversational interfaces replace dashboards, and customers interact with products intuitively through messaging, voice, and embedded AI agents.

If large organisations or SaaS businesses don’t adapt, your customers will go elsewhere.

There is a fundamental shift happening in how people expect to be served by intelligent systems, but it’s never been easier to get on board. We help you future-proof your business model, re-imagine user experiences, and harness the latest AI-driven interfaces to ensure you stay ahead.

Our unique approach? We combine cutting-edge AI technology with deep product thinking, bringing the agility and passion of startup builders into every project.

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Product & Platform Development

From concept to scale, we build high-quality, scalable software that drives business growth.

AI-powered applications & platforms

Legacy tech transformation & re-platforming

Custom software development

No-code/low-code integration

For SaaS companies, we reimagine how your customers interact with your product. Dashboards are dead—your users want to “chat” with your product intuitively rather than navigating complex menus. We work with SaaS companies to build custom AI agents that radically improve customer engagement.

Think

 AI-powered applications & platforms

AI-driven conversational interfaces embedded in your platform

Custom agent interactions directly through WhatsApp, Slack, or Microsoft Teams—wherever your customers are

Personalised automation that adapts to each user’s needs in real time

The future of SaaS is frictionless, and we help you build it.

Accelerator Programmes

We use our experience of sourcing, investing in, and building multiple startups to design and run accelerator programmes for:

Corporations looking to identify, partner with, or build disruptive new businesses.
Governments & public sector organisations driving innovation at scale.
Family offices & investors exploring high-growth startup opportunities.

We move fast, spinning up accelerator programmes quickly and running the entire process end to end—sourcing founders, validating ideas, investing in the best opportunities, and providing hands-on execution support.

Case Studies

E-commerce

Rebuilt for Growth: Doubling Users & Unlocking £2M in Transactions

E-commerce

Powering Collaboration & Brand Adoption with a New Community Platform

Services

Driving business growth through improved driver onboarding

Environment

data-driven decisions on activities to reduce carbon.

AI

Automotive

Staying ahead with AI

Not for Profit

CREATING CONNECTIONS

Investment Advisory

Significant revenue was generated

Helping thousands of NHS nurses better understand their pension

F+L CAPITAL: INVESTING & BUILDING TOGETHER

F+L Capital is our investment arm, where we’ve raised and deployed millions into high-growth ventures. Our investment experience directly benefits our clients because the same team that has built and backed successful startups is the team working on your business.

Access to investment networks & funding strategies

Structuring new ventures for scale & growth

Business model validation & funding readiness

ADAPT OR FALL BEHIND

The world of digital transformation has changed.

Your employees expect best-in-class tools and AI-driven automation to do their best work.

Your customers demand seamless, hyper-personalised digital experiences.

Your competitors are moving fast and deploying AI-powered solutions.

All of this is more attainable than ever with the latest tools and platforms. The question is: Are you moving fast enough to keep up? This is where we come in. Our deep expertise in venture-building, AI, and product development enables us to help businesses not just adapt but lead.

Who we work with

We partner with organisations who want to stay ahead of the curve, whether they’re scaling startups, global enterprises, or investment firms looking to build the next big thing.

Enterprise & Corporate Innovation Teams

Venture & Private Equity Firms

AI & Digital Transformation Leaders

AI Copiliots

The way businesses interact with their customers is changing. Traditional dashboards and manual workflows are being replaced by AI-driven Co-Pilots—intelligent assistants that provide real-time, conversational interactions.At F+L, we help businesses design, build, and integrate AI Co-Pilots that enhance customer experience, streamline workflows, and drive growth.

AI Co-Pilot Strategy & Design – Identify where AI can transform your business and craft a solution tailored to your needs.

Integration & Development – Seamlessly connect AI-powered Co-Pilots to your existing systems and data.

Optimisation & Scaling – Continuously refine and evolve your AI experience to maximise impact.

For SaaS Companies – Reimagine customer interactions with AI-first user experiences.
For Enterprises & SMEs – Automate workflows and enhance customer engagement with conversational AI.
For Government & Local Councils – Improve public services with AI-driven self-service portals, automated assistance, and streamlined workflows to enhance citizen engagement.

Hear from our client partners

I love the deep and broad expertise of the team, the support I feel from them all, and flexibility with regards to how we can approach the project

Jo Fenn, Adgreen

Working with F&L enabled us to work in a new digital space in a way that we would not have been able to do two years ago before working with them

From Head of Product, from a leading Pension provider to the NHS

Anyone who’s in the position where they’re thinking about how they might implement AI tools in their business, or fill a gap in their understanding, I would definitely recommend these workshops. If you don’t get on the front foot, you may fall behind because it’s moving very quickly.

Leon James, CTO Wagonex

Our Roots

Founder + Lightning was born from a deep network of entrepreneurs, investors, and product leaders—people who have built, scaled, and exited successful businesses.

Unlike traditional consultancies, we don’t just tell you what’s possible—we build it with you.

Think of us as your venture-building partner—whether you need to modernise, innovate, or invest in the future, we’re here to make it happen.

We work with a select group of clients over the long term.

Unlike large consultancies, we choose depth over volume—ensuring that you are always a top priority, not just another account.

Our model is built on true partnership, where we embed within your business, working side by side to drive real impact.

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32%

companies saying poor tools make them want to leave

58%

time spent on repetitive tasks instead of strategic work.

Meet the team

LOOKING FOR

RO
WELCH

Chief Experience Officer
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PAWEŁ
KAMIŃSKI

Chief Technology Officer, Co-founder
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EMMA
ROWLEY

Lead Product Manager
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WAN-LIN
TAI

Lead Product Designer
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MORLENE
FISHER

Solutions Architect
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becca
toher

Customer Experience Executive
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MATT
JONS

Founder & Chief Executive Officer
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Daniel
Christey

Co-Founder
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Olex
Gorodnytskyi

Chief Strategy Officer
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Conor
Moylan

Chief Investment Officer
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Jacqueline
Enoch

Chief Financial Officer